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Loan Rates


*APR= annual percentage rate.

Health Care Credit Union has adopted a merit based system for determining loan rates.  This means the better your credit experience, the lower your rate!  Unless otherwise noted, the rates below are the best available.  Rates are subject to change at any time.  Some restrictions may apply.  Unless otherwise noted, all rates are "as low as."

All "as low as" rates require a checking account, direct deposit, and auto payment to loan.


 
 Loan Type                                                          Rate
New Vehicle Loans (2015-2014) -Rates as low as   1.99%
Used (2014-2010) Auto -
Rates as low as
 
  2.24% 
Used Autos, Loans over 5 Yrs Old -
Rates as low as 
  3.24%
RV, Travel Trailer, 5th Wheel Loans -
2007 & Newer Rates as low as
  3.24%
Unsecured Loans - Rates as low as   10.00% 
Rapid Cash - Rates as low as 14.00%
First Mortgage-15 Year Fixed-Rates as low as   4.75%
 *NEW* First Mortgage-10 Year Fixed-Rates as low as   4.00%
First Mortgage-5 Year ARM -Rates as low as   4.50%
Equity Loans-5 Year ARM Rates as low as 4.50%
 *Special* Home Equity Line of Credit Locked for 1 year    1.99%

Now Offering!!
10 Year Fixed Mortgages as low as 4.00%


Prime Rate 3.25%

Rates as of 01/01/2015