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Loan Rates

*APR= annual percentage rate.

Prime Rate (Effective 12/17/15)3.50%

Health Care Credit Union has adopted a merit based system for determining loan rates.  This means the better your credit experience, the lower your rate!  Unless otherwise noted, the rates below are the best available.  Rates are subject to change at any time.  Some restrictions may apply.  Unless otherwise noted, all rates are "as low as."

All "as low as" rates require a checking account, direct deposit, and auto payment to loan.

 Loan Type                                                          Rate
New Vehicle Loans (2016-2015) -Rates as low as   2.49%
Used (2015-2012) Auto -
Rates as low as
Used Autos, 2011 & Older -
Rates as low as 
RV, Travel Trailer, 5th Wheel Loans -
2007 & Newer Rates as low as
Unsecured Loans - Rates as low as   10.00% 
Rapid Cash - Rates as low as 14.00%
First Mortgage-5 Year ARM -Rates as low as   4.00%
Equity Loans-5 Year ARM Rates as low as 4.00%
Home Equity Line of Credit   3.50%

Rates as of 7/21/2016