Mortgages & Home Loans

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Mortgages

At Ripple Credit Union, we understand that buying a home is a big decision. Mortgages, specifically First Mortgages, are the primary loans used to finance a home.

Home Equity Loans

A Home Equity Loan can help you tap into that value to get the cash you need for major expenses. It works like a second mortgage, offering a lump sum of cash at a fixed interest rate, typically lower than other loan options. You’ll repay the loan with fixed monthly payments over a set term. This can be a great way to consolidate debt, make home improvements, or finance other large expenses.

Home Equity Line Of Credit

A Home Equity Line of Credit, or HELOC, can be a way to access cash for your needs using the equity in your home. With a HELOC, your home's value serves as collateral, and you can draw money throughout a draw period, similar to a credit card. This flexibility allows you to borrow just what you need, and interest rates may be lower than other loan options. Ripple CU can help you explore if a HELOC is right for you.

Call Rachel to Make Your Homeownership dream come true!

Rachel Ziegler- Mortgage Officer
NMLS: 1908000
920-233-1140

Ripple Credit Union
NMLS:809941