Privacy Policy

FACTS What Does Health Care Credit Union Do With your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account Balances and Payment History
  • Credit History and Credit Scores
    		•
    How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reason financial companies can share their members' personal information; the reasons Health Care Credit Union chooses to share, and whether you can limit this sharing.
    Reasons we can share your personal information Does Health Care Credit Union Share? Can you limit this sharing?
    For our everyday business purposes —
    such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus    		 Yes No
    For our marketing purposes —
    to offer our products and services to you    		 Yes No
    For joint marketing with other financial companies No We don't share
    For our affiliates' everyday business purposes —
    information about your transactions and experiences    		 No We don't share
    For our affiliates' everyday business purposes —
    information about your creditworthiness    		 No We don't share
    For nonaffiliates to market to you No We don't share

    To Limit Our Sharing

    Call: 920-233-1140 or Email: info@healthcarecu.org

    Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

    Questions?

    Call 920-233-1140 or go to www.healthcarecu.org

    Who we are
    Who is providing this notice? Health Care Credit Union, 429 N Sawyer Street, Oshkosh, WI 54902
    What we do
    How does Health Care Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
    How does Health Care Credit Union collect my personal information? We collect your personal information, for example, when your State laws and individual companies may give you additional rights to limit sharing
  • Open an account or Apply for a loan
  • Use your debit card or Pay your bill
  • Deposit money

    • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
    Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

    • State law and individual companies may give you additional rights to limit sharing
    What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
    Definitions
    Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
    • Health Care Credit Union has no affiliates
    Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
    • Health Care Credit Union does not share with non- affiliates so they can market to you.
    Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    • Health Care Credit Union does not jointly market.